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Writing about money, finding an adviser, and the long view.

Plain-English writing on financial planning, the advice industry, and thinking about money over decades rather than days.

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Eight questions to ask before hiring a financial adviser

Most people walk into the first meeting with an adviser without a clear sense of what to ask. The wrong questions land you in the wrong relationship. Here are the eight that actually matter.

Latest

Fee-only, fee-based, commission: what they actually mean

The terminology is genuinely confusing. Here's a plain-English guide to how UK advisers get paid and why it matters.

When should you start working with a financial adviser?

The honest answer isn't "as soon as possible." Here's a way to think about when professional advice will actually pay off.

Eight questions to ask before hiring a financial adviser

The questions that separate a fiduciary from a salesperson. Good answers and red flags included.

Coming soon

Why finding an adviser is so much harder than it should be

The advice industry has a discovery problem. We dig into why the existing options haven't solved it.

The difference between financial planning and investment management

They're often sold together but they're not the same thing.

Why an adviser's most valuable service has nothing to do with returns

A good adviser's biggest impact is keeping you from making bad decisions.

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